United Development Funding (“UDF”) was founded in 2003 on the concept
of providing investors with an opportunity to diversify their portfolios with
unique and fundamentally sound investments in affordable residential real estate.
Since its inception, UDF has steadily earned a reputation through its multiple funds for originating and participating in real estate financing structures for residential land acquisition and development, delivering value to its clients and favorable returns to its investors.
UDF invests in the development and construction of new, affordable, single-family homes through a family of public and private funds, which direct investor capital towards the financing of homebuilders and land developers.
We operate in select markets across the country, which demonstrate strong demand fundamentals, growing economies, and affordable home pricing. UDF understands the capital requirements inherent in land acquisition and development and the scarcity of favorable financing options present to builders and developers. To address these needs, our offerings range from equity and land asset holdings to mezzanine and debtor-in-possession financing to secured first lien loans, giving us the flexibility and agility to structure and quickly execute effective transactions.
The Investment Advantage
At a time when many investors are looking for ways to diversify their portfolios, while maintaining the potential for strong earnings, UDF has built a series of investment vehicles designed to offer the best of both worlds – alternative investments in residential real estate crafted to match the various needs of the housing industry throughout the oscillations of the business cycle.* Each of these vehicles capitalizes on a different stage of the housing cycle, from peak to bottom to peak again. Throughout the cycle, homebuilders and developers have different needs that must be met in order to continue profitable operations; needs ranging from land and finished lots to mezzanine debt to bankruptcy relief to first-lien mortgages. UDF provides diversified and flexible financial solutions to our developer and homebuilding clients to allow them to successfully navigate the housing cycle.
*There is no guarantee that UDF will be able to take advantage of the various needs of the housing industry throughout the oscillations of the business cycle.
The UDF management team has decades of experience in finance, residential and commercial development, municipality negotiations, tax law, politics, and market involvement. Such breadth of experience allows us to enter into advantageous transactions in which many lenders would be unable to participate. Further, we are constantly reevaluating our economic data analysis and the prism through which we monitor market fundamentals to ensure that we have every relevant bit of information available to us. As a result, we are confident both in our ability to move quickly to secure financing for a project as well as in our understanding of market conditions.
The Knowledge Advantage
We pride ourselves on accurately anticipating the market’s movements through our exhaustive research, trend analysis, and data mining. We believe that it is both our knowledge pool and our ability to identify potential future concerns that consistently places UDF at the forefront of industry analysis and strategies.
We are constantly challenging our positions and assumptions and fine-tuning our business model to reflect the economic conditions on the ground. This proactive and continuous self-reflection helps us to mitigate the inherent risk in investing and capitalize on advantageous opportunities at strategic moments.
Investor account information is available 24/7 online at UDF’s password protected investor account information portal.
Download investor forms, access governance documents and account information.